Choosing the Right Payment Solution for Your Business: 3 Key Factors to Consider

Published on January 2025

5 min read

Card payment machine cost comparison

For small business owners in Southeast Asia, accepting contactless card payments has become a necessity. Whether you're a personal trainer, makeup artist, private driver, or run a retail pop-up, customers expect the convenience of paying by card. But have you ever wondered how much your traditional card machine is actually costing you?

Let's break down the costs of using traditional card machines versus the smarter, more affordable solution offered by nashi Tap to Phone.

The Hidden Costs of Traditional Card Machines

Investing in a conventional card terminal isn't just about the upfront purchase price. There are several hidden costs that can add up quickly:

1. Hardware Costs

Traditional card machines can cost anywhere from $100 to $500, depending on the brand and features. This upfront expense can be a significant barrier for small businesses just starting out.

2. Monthly Fees

Many payment providers charge a monthly rental or service fee, which can range from $20 to $50 per month. Over a year, that's an additional $240 to $600 out of your pocket.

3. Transaction Fees

Payment providers typically charge between 2% to 3.5% per transaction. These fees may seem small at first but can significantly impact your profit margins, especially for high-volume businesses.

4. Maintenance & Repairs

If your machine breaks down or needs updates, you'll have to deal with costly repairs or even replacements.

5. Connectivity Costs

Many traditional machines require separate data plans or Wi-Fi connections, adding yet another recurring expense.

Why nashi Tap to Phone is the Perfect Alternative

nashi eliminates the need for expensive, bulky card machines by turning your smartphone into a secure, contactless payment terminal. Here's why it's a game-changer for small businesses in Southeast Asia:

1. Zero Hardware Costs

With nashi, all you need is your existing smartphone – no need to invest in separate devices.

2. No Monthly Fees

Say goodbye to recurring costs. nashi offers transparent, pay-as-you-go pricing with no hidden charges.

3. Low Transaction Fees

nashi provides competitive transaction rates, helping you save more with every sale.

4. Instant Setup & Flexibility

Simply download the Nashi app, complete the onboarding and you're ready to start accepting payments. No waiting for device deliveries or complex installations.

5. Mobile with your Business

Whether you're a fitness trainer at a park, a makeup artist at a client's home, or a driver on the go, nashi's Tap to Phone technology allows you to accept payments anywhere with ease.

Make the Smart Switch Today

Why spend hundreds of dollars on outdated card machines when you can embrace a smarter, more affordable way to accept payments? nashi Tap to Phone empowers small business owners across Southeast Asia to grow their businesses without the financial burden of traditional payment systems.

Make the switch to nashi today and take your business to the next level.

Ready to go cashless?

Sign up now and start accepting payments today!